Who are SA Home Loans?

SA Home Loans is a specialist mortgage provider using safe and secure, but innovative new ways to offer a range of home loans to South Africans. Banks get their funding for home loan finance from wholesale and retail money and capital markets and lend the money to consumers.

SA Home Loans is a specialist mortgage provider which uses an established and accepted means of funding in other markets all over the world. Your security is the same as with a bank, as your home is registered in your name at the Deeds Office.

We are not a mortgage originator who operates in a similar manner to an insurance broker. Mortgage originators get home loan offers from various financial institutions on your behalf. The financial institutions pay the mortgage originators a fee for finding them new clients. This is not what we do. We are the financial institution that provides you with the home loan directly, and services you as our valued client thereafter.

For more information about SA Home Loans please visit our website or call us on 0860 2 4 6 8 10.

How does SA Home Loans operate?

SA Home Loans offers a fresh alternative to South African homeowners. We’re mortgage specialists who are 100% focussed on offering your innovative home financing that stays in tune with your lifestyle and your changing needs, for life. We take the time to find out your needs, we come to you, and we work with you to find the right product options for your unique needs. Plus, we offer related home products such as homeowner’s cover and bond protection cover. In a nutshell, we’re risk free, innovative mortgage specialists.

What financing options does SA Home Loans provide?

In addition to providing home financing for new purchases, we also specialise in “switching”. What is switching?

When you already own a property and have a home loan and wish to switch your home loan to another provider to put yourself in a better position financially. This could be because you get a better rate, but there are lots of other considerations too. You may switch to get better access to the equity in your mortgage or to take advantage of product features that reduce your risk, or you could be looking for better service and support from your home loan provider.

For more information about SA Home Loans and the home financing options that are available to you, please visit our website.

What are "Sell Assist" properties?

"Sell Assist" is a service that we provide to our clients that allows SA Home Loans to market and sell the property on their behalf.

The process begins by the client signing a mandate that allows SA Home Loans to instruct reputable estate agents to market the property exclusively. Our clients are advised of the progress at every step and if an appropriate offer is received to the client and SA Home Loans satisfaction, the client will be required to sign the Offer to Purchase, and normal transfer procedure will follow.