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  • Front View of property in Henley-on-Klip
  • Front View of property in Henley-on-Klip
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Henley-on-Klip
@ R 1,600,000
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House in Henley-on-Klip - MR622473

R 1,600,000

Accepting New Offers - Previous offer of R 1,200,000 fell through

2
bed
2
bath

Accepting New Offers - Previous offer of R 1,200,000 fell through

2
2
Henley-on-Klip - MR622473
House in Henley-on-Klip, Gauteng - Vaal, Gauteng
R 1,600,000

Who are SA Home Loans?

SA Home Loans is a specialist mortgage provider using safe and secure, but innovative new ways to offer a range of home loans to South Africans. Banks get their funding for home loan finance from wholesale and retail money and capital markets and lend the money to consumers.

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SA Home Loans is a specialist mortgage provider which uses an established and accepted means of funding in other markets all over the world. Your security is the same as with a bank, as your home is registered in your name at the Deeds Office.

We are not a mortgage originator who operates in a similar manner to an insurance broker. Mortgage originators get home loan offers from various financial institutions on your behalf. The financial institutions pay the mortgage originators a fee for finding them new clients. This is not what we do. We are the financial institution that provides you with the home loan directly, and services you as our valued client thereafter.

For more information about SA Home Loans please visit our website or call us on 0860 2 4 6 8 10.

How does SA Home Loans operate?

SA Home Loans offers a fresh alternative to South African homeowners. We’re mortgage specialists who are 100% focussed on offering your innovative home financing that stays in tune with your lifestyle and your changing needs, for life. We take the time to find out your needs, we come to you, and we work with you to find the right product options for your unique needs. Plus, we offer related home products such as homeowner’s cover and bond protection cover. In a nutshell, we’re risk free, innovative mortgage specialists.

What financing options does SA Home Loans provide?

In addition to providing home financing for new purchases, we also specialise in “switching”. What is switching?

When you already own a property and have a home loan and wish to switch your home loan to another provider to put yourself in a better position financially. This could be because you get a better rate, but there are lots of other considerations too. You may switch to get better access to the equity in your mortgage or to take advantage of product features that reduce your risk, or you could be looking for better service and support from your home loan provider.

For more information about SA Home Loans and the home financing options that are available to you, please visit our website.

What is a Property in Possession (PIP’s)?

At the Sheriff’s Auction, if its reserve price was not met, SA Home Loans has the option to “buy-in” the property. This means that once transfer is complete it will be become the legal owner and will have the right to market and sell the property. These properties are usually priced below market-value and thus represent excellent value to buyers and investors. Make your investment in the property market now! Limited properties are available.

Benefits of buying a repossessed property
  1. No transfer duty is payable by the purchaser if you are a non-VAT vendor.
  2. Property rates and taxes (including all arrears rates and taxes) will be paid by SA Home Loans until the date of registration.
  3. The transfer is often much faster.
  4. In many instances repossessed properties may require repairs; this can create an excellent opportunity for an investor to upgrade the property for a profitable resale.
The steps involved in buying a repossessed property
  1. Once you have found a repossessed property that you are interested in contact the agent listed to make an appointment to view the property or to make an offer to purchase by completing our sale PIP agreement.
  2. SA Home Loans will confirm whether your offer to purchase is accepted or not. This process can take up to 21 working days. Should your offer to purchase be approved, written confirmation will be forwarded to you and a transferring attorney will be nominated by SA Home Loans.
  3. If the offer to purchase is accepted, you will have to follow the normal procedures of applying for home loan finance.
General information about repossessed properties
  1. All properties are sold “voetstoots” and SA Home Loans will not undertake any repairs.
  2. The Electrical Compliance Certificate is to be obtained by the purchaser.
  3. The Entomologists Certificate is to be obtained by the purchaser.
  4. Only conveyancers on SA Home Loans panel of conveyancers will be used.

SA Home Loans does not warrant that the purchaser will be able to obtain vacant occupation of the property.

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Property Key Features

Rooms

  • 2 Bedrooms
  • 2 Bathrooms

Lounges

  • Lounge

TV Room

  • TV Room

Kitchen

  • Kitchen

More Features

  • Property Type - House
  • Seller Type - SA Home Loans Repossessed

Property Photos

Contact Info

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